April 15, 2013

Banco Santander Shareholders Meeting, Santander, March 22, 2013 Good afternoon, Mr. Chairman, members of the Board of Directors, our shareholders, my name is Jordi Calvo Rufanges, I speak on behalf of

Banco Santander Shareholders Meeting, Santander, March 22, 2013 Ladies and Gentlemen, directors, shareholders, Mr Botín My name is Albert Sales and I am speaking on behalf of Banco Santander Without